Paying Off My Debt!

I just went and took a peek at my car loan statement. It will be completely paid off May 26th. YES!!!!!!!

That is just 3, count them 1, 2, 3 payments. Ha! I feel almost giddy. However, I think one of the first things I am going to do is bring it in for a little mechanical love. I have been getting oil changes and all that, but I skipped my 30,000 mile check up. That's when they go through and look at your brakes and lines and all that. It was a bit steep for me at the time, but since I am now a tad over 40,000 miles, I need to get it done. I will probably use what would have been the June car payment to cover the cost. I plan on driving my car for a long, long time, so I do need to look after it.

While I was at it, I went and took a gander at my other debt, my credit card...

That is looking swell as well. By my calculations, I have 3.95 payments to go. (Three full and one slightly smaller one.) That means by June it will be done, done, done. I swear to you right now that I will never, ever have unmanageable credit card debt again.

So what will this mean? It puts a huge dent in the $900 goal, of course, and yet I still don't have all my goals met. For example, I need to get my big mammoth house painted. That's going to cost me somewhere in the neighborhood of $7,000 to $5,500. I would like to do that without accumulating too much debt if possible. For the first time, I think it might just be possible, but I don't know yet. I need to sit down soon and crunch some numbers. I also need to get a few quotes so I know exactly what I am dealing with.

I've been able to manage so far, if I could just go a little further, be willing to work at it a little bit longer, I think I could put myself in a much happier place. It would be completely worth it, and isn't financial happiness what we are all after?


Photo by: Unreliable Narrator