Last week Budgets Are Sexy mentioned a fun article by My Money Shrugged, called "What Type of Millionaire Would You Be?" He lists the six types of wealth personalities (as defined by MSN money) of people who have a million dollars or more.
Me, I'm a Satisfied Saver. Check this out:
These are the folks you would love to have as your parents or grandparents -- happy, well-adjusted, and rich! They make up 24% of the wealthy population and share these characteristics:
This fits me to a tee, and if you've been reading my blog for awhile, you'll know the one line that really hit home for me...
"Enjoy making a difference through charitable efforts." That certainly fits my personality. I've had a strong urge to give back as long as I can remember. I'm not sure if it was the way I was raised, or if it was simply that the first time I was actively involved in a nonprofit, I felt like I had found my place in life.
The other characteristics fit me too. If I ever am able to have a million dollars, I am more likely to acquire it through hard work and moderate risks than receiving an inheritance, taking big chances or having my own business. (Which are some of the characteristics of the other wealth personalities.) I don't know that I can call myself financially savvy yet, I still make mistakes, but seeing how the average age is 60, I still have awhile to learn!! Actually, the last year of struggle has had some really hard moments, but the benefit of all of it is that I am far more financially wise than I have ever been and I find that I enjoy learning more! Learning about money and how to use it wisely is something that I am going to continue to do throughout my life.
What about you? Where do you see yourself in those wealth personalities?
Rorschach test by: tyldur
Sunday, June 14, 2009
Financial Personality Types
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4 comments:
not sure if there is a category for me, but I would say I was a financial bulimic. Not terribly health! I can be damn frugal, and then I blow it on stupid things! AlthoughI am getting better I think. And being frugal nearly all the time!
"Financial Bulimic" what an interesting description! I think you are indeed better than you think - I read your blog and see that being frugal is on your mind a lot. I think you are doing great!
Hmm, that's interesting. I'm not sure I fall into one category exclusively. I rather think I'm a little of a Satisfied Saver and a little of a Deal Maker as I exhibit qualities from both. I would definitely be the one to obtain wealth through hard work and living below my means, though I'm fairly comfortable taking on a little risk with my investments. Although I think I tend to lean more towards the Deal Maker side a little more.
Kristy - I felt a pull towards Deal Maker myself, but I lean more towards the Saver. They are kind of fun, aren't they?
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