Saturday, May 23, 2009

One Year of Fighting Foreclosure and Getting Nine Hundred

Do you know what today is? It is the one year anniversary of this little blog!

One year ago today I was scared and nervous, but also determined to survive. My divorce court date was on the calendar, but still ahead. I had spent a lot of time in therapy and was still reeling from the emotional roller coaster that happens during times like this. My soon-to-be ex and I had split up what assets there were, and I knew that in less than a month I would be moving back into the "marital home" and taking sole ownership of it. I also knew I couldn't afford it. My paycheck wouldn't cover the bills.

On top of all this I had made the (bold? moronic? brave? foolish?) decision to pay for it all on my own and not take in roommates. I knew I needed time on my own to heal and the idea of living with other people made me extremely uncomfortable. There were only two solutions that I could see - eventually go into foreclosure or come up with the money somehow, someway. As you know, for the last year I've been choosing the latter.

It has been a crazy journey, but I feel like this year has flown by. I have had ups and downs, low months and windfalls, but I am happy to say I haven't had a late payment yet! With the generous love and support from friends and all your wonderful reader comments, I keep finding the strength to keep moving ahead and plugging away...

I don't know that I would have been nearly as successful as I have been if I hadn't started this blog. It has kept me focused and on track. I've used it to hold myself accountable and used it to motivate me to go the extra mile to get that needed nine hundred dollars. I've also learned so much from other bloggers and picked up countless tips and ideas along the way. Friends and family who read this blog have come to my rescue when they've seen things I've been writing about that I need. It has been a Godsend.

I am far from done though. Just because I made it through this first year doesn't mean I can stop - all it means is that I now know it can be done!!

Thank you to all of you who read this, have commented, offered support and encouraged me. I am truly blessed!



Photo by: TW Collins

5 comments:

RML said...

Congratulations on your blogaversary!!
I am reading back through your year when I have time, its great reading.

J. Money said...

CONGRATS! That is quite an accomplishment - not only for blogging for a year straight - but for all you've learned and worked on financially! Keep it up girl :)

Michelle said...

I've told you before - you are an inspiration and a fresh PF voice (still, after a whole year!). Thanks again for sharing your story and perspective and Congrats!

Immer said...

Congratulations and you should feel a great degree of satisfaction. I know it gives ME hope that it is possible to come through a stressful time and come out on the other side stronger and happier. Thanks for YOUR writing as well.

Dawn said...

RML - Thanks so much! Happy reading!

J. Money - Thank you sir! I plan on keeping at it!

Michelle - You are most welcome - and thank YOU for reading!

Immer - Thank you for that wonderful compliment. I am so glad I could help in anyway I can.